Specialty Services

New Construction in Southeast Michigan. You Need Your Own Agent.

The builder's on-site agent works for the builder — not for you. Buyer representation on new construction is free to you and makes a meaningful difference at every step of the process.

From contract review and upgrade negotiation to independent inspections and punch list walkthroughs — we guide new construction buyers through a process that's more complex than most people expect.

Why it matters

It Costs You Nothing

In new construction, the builder pays the buyer's agent commission. You get independent representation at no additional cost. There is no financial reason not to have your own agent.

Why it matters

The Builder's Agent Works for the Builder

On-site sales agents are employed by the builder. Their job is to sell you on the community, the upgrades, and the contract — on the builder's terms. They cannot advise you on contract risk, inspection strategy, or negotiating against the builder.

Why it matters

The Contract Is Written Against You

Builder contracts are long, detailed documents drafted by the builder's legal team. They dictate your rights, your deposits, and your remedies. An experienced buyer's agent has reviewed hundreds of these and knows what to look for.

Where to Look

Active New Construction Markets

Southeast Michigan has significant builder activity across Oakland, Macomb, and Wayne counties. These are the areas with the most consistent new construction inventory.

Macomb County

Macomb Township

One of Michigan's fastest-growing communities. Active builder market with a wide range of price points and floor plans.

Typical range: $350K – $700K+

Macomb County

Shelby Township

Established and newer communities side by side. Strong demand near the Oakland/Macomb county line.

Typical range: $350K – $800K+

Wayne County

Plymouth Township

Planned communities and subdivisions with proximity to historic Plymouth village. Plymouth-Canton school district.

Typical range: $400K – $900K+

Wayne County

Northville Township

Consistently sought-after new construction close to Northville's historic downtown. Northville Public Schools.

Typical range: $450K – $1M+

Oakland County

Novi

Sustained new construction activity across multiple communities. Novi Community School District.

Typical range: $350K – $1M+

Macomb County

Washington Township

Larger lots, acreage options, and newer communities further north. Room to build custom.

Typical range: $400K – $800K+

Price ranges are approximate and vary by builder, community, and options selected. Contact us for current builder inventory and pricing.

How it works

The New Construction Process

New construction has more steps — and more decisions — than a standard resale purchase. Here's what to expect.

1

Get Representation Before You Visit a Model Home

The moment you walk into a builder's sales office unrepresented, you may lose your ability to have your own agent. Register with your agent's name on your first visit — this protects your right to independent representation at no cost to you.

2

Understand What's Actually Included

Builder base prices rarely reflect what you see in the model. Lot premiums, structural options, and design center upgrades can add 20–40% to the starting price. We help you decode what's standard, what's worth upgrading, and what you can add yourself after closing for less.

3

Review the Purchase Agreement Carefully

Builder contracts are written by the builder's attorneys to protect the builder. They dictate timelines, your rights if delays occur, what happens to your deposit, and what you can and can't negotiate. We review these contracts with you before you sign.

4

Understand Builder Financing Incentives

Many builders offer rate buydowns or closing cost credits tied to using their preferred lender. These incentives can be valuable — but they may also come with trade-offs. We encourage buyers to get quotes from multiple lenders and compare the full picture before committing.

5

Schedule Independent Inspections

New construction is not immune to defects. We strongly recommend independent inspections at framing, rough-in, and final walkthrough — before the walls are closed and before your closing date. Catching issues during construction is far easier than after move-in.

6

The Pre-Closing Walkthrough and Punch List

Before closing, you'll do a walkthrough with the builder to create a punch list of incomplete or deficient items. We attend this walkthrough with you to ensure nothing is missed and to document what the builder has committed to completing.

Common questions

New Construction FAQs

Do I need my own agent when buying new construction?

Yes — and it costs you nothing extra. The builder pays the buyer's agent commission as part of the transaction. The builder's on-site agent represents the builder's interests, not yours. Having your own agent means someone is looking out for you during contract review, the options and upgrades process, inspections, and at closing.

Can I negotiate with a builder?

It depends on the builder and the market. Builders rarely move on base price, but there is often room to negotiate on lot premiums, included upgrades, closing cost contributions, or design center allowances — especially if the builder has unsold inventory or is nearing the end of a community. An experienced agent knows where builders have historically had flexibility.

How long does new construction take?

Production homes typically take 6–12 months from contract to close, though timelines vary by builder and market conditions. Custom or semi-custom builds take longer. Builder contracts typically give the builder significant flexibility on delivery dates — it's important to understand your options if a timeline extends significantly.

Is a home inspection necessary on a brand new home?

Absolutely. New construction homes can and do have defects — improper grading, HVAC issues, insulation gaps, plumbing problems, and more. An independent inspector has no relationship with the builder and will give you an objective assessment. We recommend inspections at framing, rough-in systems (before drywall), and final walkthrough at minimum.

What is a new construction warranty?

Michigan requires builders to provide statutory warranty coverage on new homes — typically 1 year on workmanship, 2 years on mechanical systems, and 10 years on structural defects. Builder warranty terms and processes vary, and it's important to understand what's covered, how to file claims, and what the builder's history is with warranty service.

Can I use my own lender for new construction?

In most cases, yes. Some builders offer incentives (rate buydowns, closing cost credits) tied to their preferred lender. These can be worthwhile, but we encourage buyers to obtain quotes from independent lenders as well so you can make an informed comparison on the total cost of financing.

Looking at New Construction? Let's Talk First.

Before you visit a model home, a 15-minute call can save you thousands and a lot of headaches. We'll tell you what to look for and how to get the most out of the builder process.

Sarah Patrick, Principal Broker · Oak & Stone Real Estate

Price ranges are approximate and reflect general market conditions — they are not guarantees of value or availability. Builder terms, warranty coverage, and financing incentives vary by builder and community and should be independently verified. Oak & Stone Real Estate is committed to compliance with the Fair Housing Act and all applicable fair housing laws. Equal Housing Opportunity.